UAE-wide coverage
Service structured for clients across all seven Emirates.
Clear cover.
Straight advice.
Real support.
Insurance brokerage, risk advisory, and claims advocacy across the UAE. AJIB helps clients understand risk, choose the right cover, and protect what matters most.
Independent advice
Options, exclusions, insurer routes, and trade-offs are explained clearly.
Claims advocacy
Submission, negotiation, and insurer follow-up stay active when a claim is live.
MedicalHealth cover for individuals, groups, and companies.
Motor & fleetsPrivate vehicle and fleet cover with practical support.
Workmen comp.Workforce and workplace accident protection.
Public liabilityThird-party injury, damage, and legal defence cover.
Event insuranceCover for live events, activations, and productions.
Specialty riskCyber, marine, engineering, aviation, and advisory.
TravelTravel cover for leisure, business, and multi-trip needs.
Overview
The Right Coverage. Real Support.
Independent advice, clear placement, risk advisory, and claims advocacy across core policies and specialty coverage.
Independent broker
A single point of contact for core policies, specialty coverage, advisory, and claims advocacy.
Client advisory
Risk is reviewed first so choices, exclusions, and trade-offs are clear.
Reliable documentation
The process is compliance-minded, careful, and built around clear records.
Claims advocacy
Dedicated support helps with submission, negotiation, and insurer follow-up.
The AJIB way
Assess. Advise. Implement. Advocate.
A simple operating model for understanding risk, choosing the right cover, and staying active through placement and claims.
Assess
Exposure, documents, limits, and timing are reviewed before the cover route is selected.
Advise
Options, exclusions, insurer routes, and trade-offs are explained in plain language.
Implement
Placement, records, renewals, and compliance are managed with clear file control.
Advocate
Submission, negotiation, and insurer follow-up stay active when a claim needs support.
Our commitment
Tailored coverage, informed decisions, responsive support.
AJIB aims to lower cost, improve fit, enhance benefits, reduce risk, and make cover easier to manage.
Peace of mind
A clearer insurance setup helps clients focus on the work ahead.
Enhanced benefits
Plans are reviewed so benefits are relevant, useful, and easier to communicate.
Reduced risk
Advice is focused on the exposures that matter most to the client.
Network and experience
A broad network supporting placement, advisory, and claims coordination.
AJIB supports practical requirements across government and semi-government advisory, healthcare, aviation, transportation, infrastructure, and strategic public sector projects.
Government & semi-government advisory
Programme reviews, procurement guidance, governance support, and executive risk advisory.
Transportation and fleet
Motor and fleet support for clients that need fast service, renewal control, and claims advocacy.
Healthcare and medical programmes
Medical insurance guidance for groups that need benefit clarity, cost control, and reliable servicing.
Infrastructure and public sector projects
Advisory support for complex, strategic, and multi-stakeholder insurance requirements.
Specialty and advisory
Manage complex risk, not just insurance placement.
Specialty lines and advisory support stay with the client before, during, and after placement.
Cyber
Digital risk and breach-event support.
Marine
Cover for marine, cargo, and logistics exposure.
Construction & engineering
Contractor, engineering, liability, plant, and equipment risks.
Aviation
Hull, passenger, property, and liability exposure.
Travel
Travel protection from booking to return.
Government advisory
Programme reviews, benchmarking, procurement, and governance support.
